Insurance Information
HPRC accepts most private insurance, Medicare and verified workers' compensation insurance as remuneration for treatment rendered. The practice is also provider for many managed care programs. The helpful staff at each location would be glad to investigate participation in your plan. Just have your insurance card handy and give them a call. Applicable deductible amounts and/or co-payments, whether fixed amount or a percentage of charges, are due at each visit.
In order to utilize your insurance coverage optimally, you need to be familiar with and investigate requirements for referral for physical therapy. Most insurance carriers require a doctor’s referral and a written prescription. Your policy may require this to be your primary care doctor and may need preauthorization/ precertification. Note that any plan coverage quotes given by your insurance carrier over the telephone are not a guarantee of payment.
Policy provisions will be applied when a claim for services rendered is filed. There may be limitations regarding length of treatment (start date to end date), number of visits, treatment per diagnosis, or non-covered treatment. It is highly recommended that you review your policy booklet and contact your insurance carrier with any questions you may have prior to treatment with any specialist. It is helpful to jot down the date, time, and the name of the person you spoke with should questions arise at a later date. |